INVESTMENT APPROACH

Investment strategy is a key component in the effective management of any pension arrangement. Cheviot’s dynamic and innovative approach delivers real benefits for employers and members.

An investment strategy which delivers against its targets and supports sponsors by improving the funding position of their defined benefit schemes, and therefore reducing the contributions required, and helps members in a defined contribution scheme to save effectively for retirement by adopting an appropriate level of risk.

Cheviot’s approach

Cheviot’s approach to investment is comprehensive. Whilst the underlying strategy may be complex, we provide simple and accessible information to members and their employers that helps them make their choices.

The investment philosophy is based on a number of core investment beliefs:

The need to make decisions and changes in strategy quickly by an Investment Committee which is capable of challenging advice.

Assets behave differently in different economic scenarios and market conditions and this should be reflected in asset allocation decisions.

Investment risk should be spread amongst different asset classes to provide more stable returns.

The use of white-labelled funds on Mobius Life’s investment platform supports these beliefs and allows changes to be made within 24 hours.

This philosophy is then implemented differently across the various different schemes within the Trust.

Click the link to read our investment options factsheet, which provides more information on our default investment strategy, Lifeplan; self-select funds and other strategies; and charges.

DC factsheet for advisers

DC factsheet for advisers

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Click the link to find out more about the investment approach we apply to our clients’ defined benefit pension schemes, including the core funds we use and ESG considerations.

DB factsheet for advisers

The latest factsheet is available here.

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